AutoCerts Essentials
Vehicle protection that gets your people to work.
Roadside, maintenance, and major repair. Backed by an ASE-certified Car Coach on call 24/7.
$2,992 avg annual employee value
We protect the two things your employees can't afford to lose — the vehicle that gets them to work and the devices that keep them connected. Two benefits, one promise: when life happens, your employees don't miss a beat.
Roadside, maintenance, and major repair. Backed by an ASE-certified Car Coach on call 24/7.
Phones, laptops, tablets, smart home devices. Accidental damage, mechanical failure, theft.
Most employee benefits solve problems your people don't actually have. We built two that solve the ones they do. AutoCerts Essentials keeps the commute moving — our Vehicular Absence Report puts the cost of a single unplanned vehicle absence at $815, occurring 0.75 times per employee per year. Total Tech Protection keeps the household connected — covering the phone, the laptop, the tablet, and every other device a modern worker depends on. Together, they deliver more than $3,600 in annual benefit value per employee — the equivalent of a meaningful raise, funded by the employer, with zero new administrative burden.
Coverage triggered by the events that actually happen — flat tires, blown transmissions, cracked screens, fried laptops — not the ones that never do.
One enrollment file, one phone number, one payroll line item. Distributed through PrismHR so PEOs and ASOs can offer it the day they say yes.
Every dollar an employer puts in returns multiples in attendance, retention, and employee goodwill. Recovery of even one no-call no-show pays for the entire program.
Designed to be offered together or separately. Built to be understood in thirty seconds. Engineered to be used in the worst moments of the week — and forgotten about the rest of the time.
"Their living depends on you.
So does the truck that gets them there."
A comprehensive vehicle benefit that solves five problems at once: getting to work, affording the repair, knowing who to call, not getting ripped off, and avoiding the next breakdown entirely.
"Their life is connected.
Keep them connected."
One plan covering every personal electronic in the household — the phone, the laptop, the kid's tablet, the smart TV, the gaming console. Accidental damage, drops, spills, cracks, mechanical failure, and theft.
ACE delivers a documented $2,992 in annual employee benefit value, anchored to the SHRM-blended $815 per-incident cost from our Vehicular Absence Report and a 0.75 incident-per-year frequency. TTP delivers a probability-weighted $650. Together — tax-advantaged for the employer, free to use for the employee.
Both products move through the same four-step chain — the same one PEOs and ASOs already use for every other benefit they offer. No new systems. No custom integrations. No new vendors.
We list ACE and TTP on the PrismHR Marketplace alongside other employee benefits. PEOs and ASOs see us next to the names they already trust.
The PEO or ASO activates our products inside their benefit catalog with a single setting. No contract round-trip. No new technical onboarding.
The employer adds ACE and/or TTP to their benefit menu. Choose employer-paid or employee-paid. Choose individual or family. Done.
The employee gets coverage as of the group's effective date. Claims handled directly. No HR involvement required.
Each link in the distribution chain has a different reason to say yes. We've designed both products so that everyone — from the PEO owner to the employee in the parking lot — gets something real out of the relationship.
New revenue, zero new infrastructure, and a story your reps can sell in two minutes. We integrate through your existing PrismHR feed and pay you on every active life.
The benefit your hourly and frontline workforce will actually mention by name. Tax-advantaged, fully administered, with measurable impact on attendance and retention.
When the transmission slips on a Tuesday morning — or the phone meets the pavement leaving the gas station — one phone number solves it. No deductible games. No "this isn't covered." No paperwork to fight through.
Real moments. Real reliefs. Real people back to work the next day.
My transmission slipped on a Tuesday. I called the claims line at nine-thirty. By ten-fifteen an ASE mechanic was on the phone with my shop, negotiating. By Wednesday afternoon, I was back at work.
"Phone hit concrete leaving the gas station. Filed the claim from the broken screen. Replacement in my hand by Friday. Out of pocket: zero."
"Our HR director cried during the rollout meeting. Said it was the first benefit she'd seen in twenty years where the answer to 'who does this help' was actually everyone."
If you can't find what you're looking for, drop us a line. We answer every email from a real person, usually within one business day.
Email UsWe'll walk an HR director, benefits broker, or PEO operator through both products live — what's covered, how claims work, what it costs, and how to add them to your menu through PrismHR. Pick a time on the calendar and we'll be there.